Call reports 2008
CREEKSIDE BANK — 2008
What CREEKSIDE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 96,347,000 | 99,451,000 | 102,939,000 | 109,598,000 |
| Total loans | 72,040,000 | 76,316,000 | 80,759,000 | 84,923,000 |
| Allowance for loan losses | 829,000 | 878,000 | 1,211,000 | 1,839,000 |
| Securities available for sale | 9,390,000 | 9,757,000 | 8,326,000 | 7,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,681,000 | 78,802,000 | 82,852,000 | 90,331,000 |
| Interest-bearing deposits | 72,797,000 | 75,872,000 | 79,949,000 | 87,350,000 |
| Noninterest-bearing deposits | 1,884,000 | 2,930,000 | 2,903,000 | 2,981,000 |
| Equity capital | 16,225,000 | 15,511,000 | 14,930,000 | 14,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,393,000 | 2,684,000 | 4,038,000 | 5,339,000 |
| Interest expense | 872,000 | 1,694,000 | 2,561,000 | 3,462,000 |
| Net interest income | 521,000 | 990,000 | 1,477,000 | 1,877,000 |
| Noninterest income | 9,000 | 22,000 | 47,000 | 69,000 |
| Noninterest expense | 830,000 | 1,838,000 | 2,848,000 | 3,903,000 |
| Provision for loan losses | 105,000 | 161,000 | 516,000 | 1,170,000 |
| Pretax income | -405,000 | -987,000 | -1,831,000 | -3,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -405,000 | -987,000 | -1,831,000 | -3,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,173,000 | 15,749,000 | 15,064,000 | 13,951,000 |
| Total capital | 17,002,000 | 16,627,000 | 16,141,000 | 15,084,000 |
| Risk-weighted assets | 69,829,000 | 81,368,000 | 86,058,000 | 89,959,000 |