Call reports 2007
CREEKSIDE BANK — 2007
What CREEKSIDE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,943,000 | 54,523,000 | 72,640,000 | 87,681,000 |
| Total loans | 30,989,000 | 42,769,000 | 59,656,000 | 72,236,000 |
| Allowance for loan losses | 311,000 | 427,000 | 599,000 | 724,000 |
| Securities available for sale | 1,442,000 | 1,866,000 | 2,502,000 | 2,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,359,000 | 37,877,000 | 55,732,000 | 70,885,000 |
| Interest-bearing deposits | 22,131,000 | 36,631,000 | 54,287,000 | 69,485,000 |
| Noninterest-bearing deposits | 1,228,000 | 1,246,000 | 1,444,000 | 1,399,000 |
| Equity capital | 16,518,000 | 16,506,000 | 16,577,000 | 16,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 624,000 | 1,594,000 | 2,942,000 | 4,440,000 |
| Interest expense | 172,000 | 549,000 | 1,160,000 | 1,914,000 |
| Net interest income | 452,000 | 1,045,000 | 1,782,000 | 2,526,000 |
| Noninterest income | 3,000 | 9,000 | 16,000 | 26,000 |
| Noninterest expense | 591,000 | 1,219,000 | 1,869,000 | 2,756,000 |
| Provision for loan losses | 157,000 | 273,000 | 445,000 | 570,000 |
| Pretax income | -293,000 | -438,000 | -516,000 | -772,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -293,000 | -438,000 | -516,000 | -772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,520,000 | 16,512,000 | 16,581,000 | 16,442,000 |
| Total capital | 16,746,000 | 16,939,000 | 17,180,000 | 17,166,000 |
| Risk-weighted assets | 27,461,000 | 41,233,000 | 58,193,000 | 71,571,000 |