Call reports 2004
HUMBOLDT BANK — 2004
What HUMBOLDT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 1,439,625,000 | 1,459,591,000 |
| Total loans | 1,017,242,000 | 1,063,598,000 |
| Allowance for loan losses | 16,310,000 | 18,026,000 |
| Securities available for sale | 241,580,000 | 218,861,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,145,619,000 | 1,176,822,000 |
| Interest-bearing deposits | 907,959,000 | 929,267,000 |
| Noninterest-bearing deposits | 237,660,000 | 247,555,000 |
| Equity capital | 204,778,000 | 203,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 19,109,000 | 38,940,000 |
| Interest expense | 2,892,000 | 5,648,000 |
| Net interest income | 16,217,000 | 33,292,000 |
| Noninterest income | 3,102,000 | 6,571,000 |
| Noninterest expense | 12,997,000 | 25,486,000 |
| Provision for loan losses | 185,000 | 2,318,000 |
| Pretax income | 6,137,000 | 12,059,000 |
| Income tax | 2,135,000 | 4,220,000 |
| Net income | 4,002,000 | 7,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 135,500,000 | 138,838,000 |
| Total capital | 150,685,000 | 154,584,000 |
| Risk-weighted assets | 1,213,617,000 | 1,257,421,000 |