Call reports 2003
HUMBOLDT BANK — 2003
What HUMBOLDT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,061,854,000 | 1,055,102,000 | 1,024,017,000 | 1,035,279,000 |
| Total loans | 754,761,000 | 765,517,000 | 759,789,000 | 765,454,000 |
| Allowance for loan losses | 11,980,000 | 12,134,000 | 12,046,000 | 12,206,000 |
| Securities available for sale | 174,108,000 | 176,299,000 | 146,535,000 | 160,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 870,910,000 | 872,257,000 | 842,719,000 | 850,043,000 |
| Interest-bearing deposits | 603,836,000 | 635,732,000 | 634,272,000 | 656,471,000 |
| Noninterest-bearing deposits | 267,074,000 | 236,525,000 | 208,447,000 | 193,572,000 |
| Equity capital | 103,481,000 | 107,055,000 | 109,672,000 | 111,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 15,525,000 | 30,963,000 | 46,281,000 | 61,303,000 |
| Interest expense | 3,239,000 | 6,285,000 | 9,035,000 | 11,547,000 |
| Net interest income | 12,286,000 | 24,678,000 | 37,246,000 | 49,756,000 |
| Noninterest income | 36,100,000 | 38,729,000 | 41,769,000 | 44,141,000 |
| Noninterest expense | 11,500,000 | 20,708,000 | 30,233,000 | 40,242,000 |
| Provision for loan losses | 589,000 | 903,000 | 1,198,000 | 1,523,000 |
| Pretax income | 36,297,000 | 41,796,000 | 47,584,000 | 52,132,000 |
| Income tax | 13,591,000 | 15,756,000 | 17,888,000 | 19,730,000 |
| Net income | 22,706,000 | 26,040,000 | 29,696,000 | 32,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,526,000 | 97,954,000 | 101,706,000 | 104,502,000 |
| Total capital | 105,363,000 | 109,293,000 | 112,934,000 | 115,873,000 |
| Risk-weighted assets | 865,055,000 | 906,357,000 | 897,432,000 | 908,855,000 |