Call reports 2002
HUMBOLDT BANK — 2002
What HUMBOLDT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 536,193,000 | 969,018,000 | 1,001,191,000 | 1,020,836,000 |
| Total loans | 308,416,000 | 714,078,000 | 755,091,000 | 760,648,000 |
| Allowance for loan losses | 3,952,000 | 10,468,000 | 11,553,000 | 11,613,000 |
| Securities available for sale | 121,578,000 | 168,022,000 | 162,671,000 | 171,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,048,000 | 803,215,000 | 812,011,000 | 841,669,000 |
| Interest-bearing deposits | 283,475,000 | 590,141,000 | 575,685,000 | 612,970,000 |
| Noninterest-bearing deposits | 153,573,000 | 213,074,000 | 236,326,000 | 228,699,000 |
| Equity capital | 43,831,000 | 90,804,000 | 94,723,000 | 94,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,539,000 | 31,213,000 | 47,637,000 | 64,339,000 |
| Interest expense | 2,103,000 | 7,971,000 | 11,889,000 | 15,506,000 |
| Net interest income | 5,436,000 | 23,242,000 | 35,748,000 | 48,833,000 |
| Noninterest income | 5,507,000 | 13,779,000 | 20,106,000 | 25,287,000 |
| Noninterest expense | 7,538,000 | 23,990,000 | 36,925,000 | 48,645,000 |
| Provision for loan losses | 76,000 | 1,088,000 | 2,191,000 | 3,321,000 |
| Pretax income | 3,329,000 | 12,239,000 | 17,566,000 | 23,041,000 |
| Income tax | 985,000 | 3,605,000 | 4,886,000 | 6,151,000 |
| Net income | 2,344,000 | 8,634,000 | 12,680,000 | 16,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,664,000 | 81,626,000 | 83,830,000 | 84,724,000 |
| Total capital | 44,616,000 | 91,911,000 | 94,535,000 | 95,443,000 |
| Risk-weighted assets | 386,527,000 | 822,621,000 | 855,589,000 | 856,622,000 |