Call reports 2001
HUMBOLDT BANK — 2001
What HUMBOLDT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 436,533,000 | 463,061,000 | 518,456,000 | 514,945,000 |
| Total loans | 265,256,000 | 277,110,000 | 281,924,000 | 304,478,000 |
| Allowance for loan losses | 3,681,000 | 3,857,000 | 3,745,000 | 4,029,000 |
| Securities available for sale | 82,835,000 | 95,020,000 | 119,175,000 | 127,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,611,000 | 393,028,000 | 418,843,000 | 426,827,000 |
| Interest-bearing deposits | 251,343,000 | 266,347,000 | 279,731,000 | 275,812,000 |
| Noninterest-bearing deposits | 122,268,000 | 126,681,000 | 139,112,000 | 151,015,000 |
| Equity capital | 34,744,000 | 37,094,000 | 39,694,000 | 40,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,867,000 | 15,663,000 | 23,636,000 | 31,768,000 |
| Interest expense | 3,164,000 | 6,314,000 | 9,324,000 | 11,963,000 |
| Net interest income | 4,703,000 | 9,349,000 | 14,312,000 | 19,805,000 |
| Noninterest income | 5,644,000 | 11,392,000 | 17,454,000 | 23,388,000 |
| Noninterest expense | 6,292,000 | 12,059,000 | 18,777,000 | 25,910,000 |
| Provision for loan losses | 372,000 | 594,000 | 790,000 | 1,124,000 |
| Pretax income | 3,802,000 | 8,207,000 | 12,444,000 | 16,404,000 |
| Income tax | 1,291,000 | 2,787,000 | 4,226,000 | 5,571,000 |
| Net income | 2,511,000 | 5,420,000 | 8,218,000 | 10,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,178,000 | 33,238,000 | 35,466,000 | 37,873,000 |
| Total capital | 34,859,000 | 37,095,000 | 39,211,000 | 41,902,000 |
| Risk-weighted assets | 335,666,000 | 348,198,000 | 369,179,000 | 375,157,000 |