Call reports 2013
BANK OF JACKSON COUNTY — 2013
What BANK OF JACKSON COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 26,054,000 | 25,486,000 | 24,724,000 |
| Total loans | 17,580,000 | 16,417,000 | 15,585,000 |
| Allowance for loan losses | 761,000 | 779,000 | 797,000 |
| Securities available for sale | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 25,455,000 | 24,979,000 | 24,591,000 |
| Interest-bearing deposits | 18,107,000 | 18,263,000 | 17,867,000 |
| Noninterest-bearing deposits | 7,348,000 | 6,716,000 | 6,724,000 |
| Equity capital | 454,000 | 336,000 | 6,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 239,000 | 478,000 | 719,000 |
| Interest expense | 26,000 | 46,000 | 72,000 |
| Net interest income | 213,000 | 432,000 | 647,000 |
| Noninterest income | 54,000 | 113,000 | 207,000 |
| Noninterest expense | 464,000 | 861,000 | 1,499,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -197,000 | -316,000 | -645,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -197,000 | -316,000 | -645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 454,000 | 336,000 | 6,000 |
| Total capital | 713,000 | 580,000 | 12,000 |
| Risk-weighted assets | 21,186,000 | 18,919,000 | 17,919,000 |