Call reports 2012
BANK OF JACKSON COUNTY — 2012
What BANK OF JACKSON COUNTY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 29,759,000 | 29,376,000 | 27,954,000 | 26,470,000 |
| Total loans | 17,963,000 | 19,739,000 | 18,239,000 | 17,255,000 |
| Allowance for loan losses | 656,000 | 681,000 | 701,000 | 629,000 |
| Securities available for sale | 700,000 | 800,000 | 2,700,000 | 700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,830,000 | 28,495,000 | 27,114,000 | 25,694,000 |
| Interest-bearing deposits | 20,067,000 | 19,057,000 | 18,854,000 | 18,332,000 |
| Noninterest-bearing deposits | 8,763,000 | 9,438,000 | 8,260,000 | 7,362,000 |
| Equity capital | 839,000 | 754,000 | 693,000 | 651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 286,000 | 590,000 | 875,000 | 1,131,000 |
| Interest expense | 32,000 | 63,000 | 95,000 | 125,000 |
| Net interest income | 254,000 | 527,000 | 780,000 | 1,006,000 |
| Noninterest income | 53,000 | 125,000 | 199,000 | 370,000 |
| Noninterest expense | 453,000 | 883,000 | 1,271,000 | 1,710,000 |
| Provision for loan losses | -338,000 | -338,000 | -338,000 | -338,000 |
| Pretax income | 192,000 | 107,000 | 46,000 | 4,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 107,000 | 46,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 839,000 | 754,000 | 693,000 | 651,000 |
| Total capital | 1,109,000 | 1,036,000 | 955,000 | 903,000 |
| Risk-weighted assets | 21,076,000 | 22,125,000 | 20,541,000 | 19,970,000 |