Call reports 2011
BANK OF JACKSON COUNTY — 2011
What BANK OF JACKSON COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 31,225,000 | 30,868,000 | 28,902,000 | 27,412,000 |
| Total loans | 21,567,000 | 20,769,000 | 22,329,000 | 20,202,000 |
| Allowance for loan losses | 1,052,000 | 951,000 | 644,000 | 995,000 |
| Securities available for sale | 1,510,000 | 795,000 | 826,000 | 600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,419,000 | 30,048,000 | 28,132,000 | 26,283,000 |
| Interest-bearing deposits | 22,141,000 | 20,333,000 | 18,737,000 | 18,833,000 |
| Noninterest-bearing deposits | 8,278,000 | 9,715,000 | 9,395,000 | 7,450,000 |
| Equity capital | 632,000 | 636,000 | 580,000 | 647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 673,000 | 1,001,000 | 1,425,000 |
| Interest expense | 57,000 | 104,000 | 146,000 | 179,000 |
| Net interest income | 292,000 | 569,000 | 855,000 | 1,246,000 |
| Noninterest income | 58,000 | 166,000 | 236,000 | 270,000 |
| Noninterest expense | 428,000 | 807,000 | 1,216,000 | 1,572,000 |
| Provision for loan losses | 0 | 14,000 | 42,000 | 42,000 |
| Pretax income | -78,000 | -80,000 | -161,000 | -67,000 |
| Income tax | 0 | 0 | -4,000 | -4,000 |
| Net income | -78,000 | -80,000 | -157,000 | -63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 632,000 | 630,000 | 553,000 | 647,000 |
| Total capital | 965,000 | 974,000 | 869,000 | 929,000 |
| Risk-weighted assets | 25,883,000 | 26,907,000 | 24,913,000 | 21,868,000 |