Call reports 2010
BANK OF JACKSON COUNTY — 2010
What BANK OF JACKSON COUNTY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 33,269,000 | 34,138,000 | 31,500,000 | 31,247,000 |
| Total loans | 24,864,000 | 24,520,000 | 23,437,000 | 22,825,000 |
| Allowance for loan losses | 850,000 | 704,000 | 656,000 | 1,051,000 |
| Securities available for sale | 4,503,000 | 3,531,000 | 3,525,000 | 2,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,539,000 | 31,997,000 | 29,486,000 | 30,373,000 |
| Interest-bearing deposits | 23,316,000 | 24,543,000 | 23,168,000 | 21,823,000 |
| Noninterest-bearing deposits | 7,223,000 | 7,454,000 | 6,318,000 | 8,550,000 |
| Equity capital | 2,550,000 | 1,948,000 | 1,842,000 | 710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 826,000 | 1,144,000 | 1,476,000 |
| Interest expense | 79,000 | 156,000 | 229,000 | 296,000 |
| Net interest income | 354,000 | 670,000 | 915,000 | 1,180,000 |
| Noninterest income | 168,000 | 241,000 | 304,000 | -83,000 |
| Noninterest expense | 423,000 | 843,000 | 1,252,000 | 1,692,000 |
| Provision for loan losses | 16,000 | 604,000 | 604,000 | 1,077,000 |
| Pretax income | 83,000 | -536,000 | -637,000 | -1,669,000 |
| Income tax | 0 | 0 | 0 | 91,000 |
| Net income | 83,000 | -536,000 | -637,000 | -1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,553,000 | 1,934,000 | 1,833,000 | 710,000 |
| Total capital | 2,872,000 | 2,256,000 | 2,148,000 | 1,036,000 |
| Risk-weighted assets | 24,982,000 | 25,406,000 | 24,819,000 | 25,342,000 |