Call reports 2009
BANK OF JACKSON COUNTY — 2009
What BANK OF JACKSON COUNTY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,779,000 | 36,521,000 | 37,821,000 | 38,719,000 |
| Total loans | 25,942,000 | 25,400,000 | 25,333,000 | 25,397,000 |
| Allowance for loan losses | 234,000 | 227,000 | 207,000 | 835,000 |
| Securities available for sale | 6,065,000 | 6,905,000 | 6,974,000 | 7,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,689,000 | 33,564,000 | 34,804,000 | 32,833,000 |
| Interest-bearing deposits | 25,795,000 | 26,277,000 | 27,745,000 | 24,230,000 |
| Noninterest-bearing deposits | 7,894,000 | 7,287,000 | 7,059,000 | 8,603,000 |
| Equity capital | 2,915,000 | 2,819,000 | 2,859,000 | 2,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 965,000 | 1,427,000 | 1,865,000 |
| Interest expense | 106,000 | 200,000 | 287,000 | 368,000 |
| Net interest income | 390,000 | 765,000 | 1,140,000 | 1,497,000 |
| Noninterest income | 76,000 | 161,000 | 255,000 | 404,000 |
| Noninterest expense | 475,000 | 936,000 | 1,397,000 | 1,921,000 |
| Provision for loan losses | 1,000 | 1,000 | 11,000 | 645,000 |
| Pretax income | -6,000 | -7,000 | -9,000 | -638,000 |
| Income tax | 1,000 | 1,000 | 1,000 | -218,000 |
| Net income | -7,000 | -8,000 | -10,000 | -420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,862,000 | 2,862,000 | 2,860,000 | 2,450,000 |
| Total capital | 3,096,000 | 3,089,000 | 3,067,000 | 2,791,000 |
| Risk-weighted assets | 26,272,000 | 27,921,000 | 27,017,000 | 26,751,000 |