Call reports 2008
BANK OF JACKSON COUNTY — 2008
What BANK OF JACKSON COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 37,260,000 | 38,309,000 | 37,216,000 | 38,537,000 |
| Total loans | 24,511,000 | 25,409,000 | 26,924,000 | 27,355,000 |
| Allowance for loan losses | 503,000 | 585,000 | 594,000 | 633,000 |
| Securities available for sale | 8,112,000 | 7,010,000 | 6,973,000 | 7,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,021,000 | 35,254,000 | 34,152,000 | 35,350,000 |
| Interest-bearing deposits | 26,004,000 | 27,311,000 | 25,777,000 | 26,815,000 |
| Noninterest-bearing deposits | 8,017,000 | 7,943,000 | 8,375,000 | 8,535,000 |
| Equity capital | 3,038,000 | 2,916,000 | 2,898,000 | 2,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,117,000 | 1,642,000 | 2,152,000 |
| Interest expense | 147,000 | 288,000 | 433,000 | 575,000 |
| Net interest income | 433,000 | 829,000 | 1,209,000 | 1,577,000 |
| Noninterest income | 110,000 | 204,000 | 318,000 | 424,000 |
| Noninterest expense | 457,000 | 912,000 | 1,373,000 | 1,857,000 |
| Provision for loan losses | 0 | 124,000 | 152,000 | 209,000 |
| Pretax income | 86,000 | -3,000 | 2,000 | -65,000 |
| Income tax | 29,000 | 0 | 0 | -24,000 |
| Net income | 57,000 | -3,000 | 2,000 | -41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,967,000 | 2,907,000 | 2,912,000 | 2,870,000 |
| Total capital | 3,281,000 | 3,228,000 | 3,245,000 | 3,212,000 |
| Risk-weighted assets | 24,952,000 | 25,390,000 | 26,414,000 | 27,074,000 |