Call reports 2006
BANK OF JACKSON COUNTY — 2006
What BANK OF JACKSON COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,034,000 | 34,541,000 | 34,880,000 | 35,538,000 |
| Total loans | 19,131,000 | 18,717,000 | 19,217,000 | 18,810,000 |
| Allowance for loan losses | 243,000 | 245,000 | 248,000 | 170,000 |
| Securities available for sale | 6,917,000 | 6,909,000 | 8,949,000 | 6,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,271,000 | 31,709,000 | 31,979,000 | 32,560,000 |
| Interest-bearing deposits | 22,838,000 | 23,785,000 | 23,984,000 | 24,712,000 |
| Noninterest-bearing deposits | 8,433,000 | 7,924,000 | 7,995,000 | 7,848,000 |
| Equity capital | 2,673,000 | 2,727,000 | 2,779,000 | 2,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,045,000 | 1,612,000 | 2,205,000 |
| Interest expense | 91,000 | 203,000 | 321,000 | 446,000 |
| Net interest income | 419,000 | 842,000 | 1,291,000 | 1,759,000 |
| Noninterest income | 99,000 | 195,000 | 300,000 | 414,000 |
| Noninterest expense | 424,000 | 858,000 | 1,371,000 | 1,832,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 179,000 | 220,000 | 341,000 |
| Income tax | 31,000 | 59,000 | 73,000 | 124,000 |
| Net income | 63,000 | 120,000 | 147,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,724,000 | 2,782,000 | 2,809,000 | 2,879,000 |
| Total capital | 2,967,000 | 3,027,000 | 3,057,000 | 3,049,000 |
| Risk-weighted assets | 21,224,000 | 21,230,000 | 21,556,000 | 21,395,000 |