Call reports 2004
BANK OF JACKSON COUNTY — 2004
What BANK OF JACKSON COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,325,000 | 31,067,000 | 31,082,000 | 32,451,000 |
| Total loans | 18,110,000 | 19,469,000 | 19,768,000 | 18,248,000 |
| Allowance for loan losses | 335,000 | 295,000 | 245,000 | 235,000 |
| Securities available for sale | 6,266,000 | 6,113,000 | 6,126,000 | 6,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,804,000 | 28,619,000 | 28,587,000 | 29,986,000 |
| Interest-bearing deposits | 22,106,000 | 22,674,000 | 21,857,000 | 21,918,000 |
| Noninterest-bearing deposits | 5,698,000 | 5,945,000 | 6,730,000 | 8,068,000 |
| Equity capital | 2,433,000 | 2,375,000 | 2,404,000 | 2,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 700,000 | 1,075,000 | 1,471,000 |
| Interest expense | 61,000 | 111,000 | 161,000 | 213,000 |
| Net interest income | 287,000 | 589,000 | 914,000 | 1,258,000 |
| Noninterest income | 106,000 | 198,000 | 298,000 | 412,000 |
| Noninterest expense | 419,000 | 833,000 | 1,240,000 | 1,670,000 |
| Provision for loan losses | -6,000 | -56,000 | -56,000 | -56,000 |
| Pretax income | -20,000 | 10,000 | 28,000 | 56,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -20,000 | 10,000 | 28,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,299,000 | 2,329,000 | 2,347,000 | 2,375,000 |
| Total capital | 2,548,000 | 2,594,000 | 2,592,000 | 2,610,000 |
| Risk-weighted assets | 19,829,000 | 21,157,000 | 21,232,000 | 20,254,000 |