Call reports 2003
BANK OF JACKSON COUNTY — 2003
What BANK OF JACKSON COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 29,891,000 | 30,780,000 | 30,163,000 | 31,317,000 |
| Total loans | 14,173,000 | 15,619,000 | 15,371,000 | 17,925,000 |
| Allowance for loan losses | 302,000 | 304,000 | 374,000 | 337,000 |
| Securities available for sale | 8,266,000 | 6,388,000 | 6,278,000 | 6,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,414,000 | 28,165,000 | 27,606,000 | 28,818,000 |
| Interest-bearing deposits | 22,197,000 | 22,553,000 | 22,041,000 | 21,465,000 |
| Noninterest-bearing deposits | 5,217,000 | 5,612,000 | 5,565,000 | 7,353,000 |
| Equity capital | 2,392,000 | 2,468,000 | 2,436,000 | 2,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 682,000 | 1,051,000 | 1,391,000 |
| Interest expense | 77,000 | 148,000 | 214,000 | 277,000 |
| Net interest income | 260,000 | 534,000 | 837,000 | 1,114,000 |
| Noninterest income | 129,000 | 249,000 | 368,000 | 481,000 |
| Noninterest expense | 430,000 | 838,000 | 1,229,000 | 1,641,000 |
| Provision for loan losses | -19,000 | -19,000 | -19,000 | -59,000 |
| Pretax income | -22,000 | -22,000 | 9,000 | 27,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -22,000 | -22,000 | 9,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,270,000 | 2,270,000 | 2,301,000 | 2,319,000 |
| Total capital | 2,478,000 | 2,494,000 | 2,525,000 | 2,572,000 |
| Risk-weighted assets | 16,535,000 | 17,862,000 | 17,798,000 | 20,144,000 |