Call reports 2002
BANK OF JACKSON COUNTY — 2002
What BANK OF JACKSON COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 28,140,000 | 27,963,000 | 28,128,000 | 29,715,000 |
| Total loans | 12,758,000 | 11,692,000 | 12,587,000 | 12,917,000 |
| Allowance for loan losses | 510,000 | 475,000 | 307,000 | 310,000 |
| Securities available for sale | 9,805,000 | 10,025,000 | 10,267,000 | 8,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,894,000 | 25,619,000 | 24,941,000 | 27,186,000 |
| Interest-bearing deposits | 21,260,000 | 20,825,000 | 20,165,000 | 21,530,000 |
| Noninterest-bearing deposits | 4,634,000 | 4,794,000 | 4,776,000 | 5,656,000 |
| Equity capital | 2,143,000 | 2,227,000 | 2,467,000 | 2,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 372,000 | 741,000 | 1,099,000 | 1,461,000 |
| Interest expense | 120,000 | 224,000 | 321,000 | 408,000 |
| Net interest income | 252,000 | 517,000 | 778,000 | 1,053,000 |
| Noninterest income | 108,000 | 229,000 | 342,000 | 445,000 |
| Noninterest expense | 426,000 | 867,000 | 1,323,000 | 1,759,000 |
| Provision for loan losses | 0 | 0 | -175,000 | -175,000 |
| Pretax income | -66,000 | -121,000 | -28,000 | -86,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -66,000 | -121,000 | -28,000 | -86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,312,000 | 2,257,000 | 2,350,000 | 2,292,000 |
| Total capital | 2,504,000 | 2,444,000 | 2,540,000 | 2,487,000 |
| Risk-weighted assets | 15,069,000 | 14,678,000 | 15,067,000 | 15,455,000 |