Call reports 2001
BANK OF JACKSON COUNTY — 2001
What BANK OF JACKSON COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,337,000 | 29,148,000 | 28,806,000 | 29,275,000 |
| Total loans | 16,239,000 | 15,833,000 | 15,225,000 | 13,775,000 |
| Allowance for loan losses | 450,000 | 452,000 | 476,000 | 496,000 |
| Securities available for sale | 5,162,000 | 5,139,000 | 5,264,000 | 8,844,000 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,747,000 | 26,575,000 | 26,071,000 | 26,932,000 |
| Interest-bearing deposits | 21,941,000 | 21,916,000 | 20,720,000 | 21,264,000 |
| Noninterest-bearing deposits | 4,806,000 | 4,659,000 | 5,351,000 | 5,668,000 |
| Equity capital | 2,450,000 | 2,420,000 | 2,511,000 | 2,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,084,000 | 1,583,000 | 2,013,000 |
| Interest expense | 202,000 | 400,000 | 584,000 | 734,000 |
| Net interest income | 369,000 | 684,000 | 999,000 | 1,279,000 |
| Noninterest income | 101,000 | 207,000 | 326,000 | 452,000 |
| Noninterest expense | 471,000 | 910,000 | 1,331,000 | 1,768,000 |
| Provision for loan losses | 0 | 0 | 0 | 248,000 |
| Pretax income | -1,000 | -19,000 | -6,000 | -22,000 |
| Income tax | 0 | 0 | 0 | -26,000 |
| Net income | -1,000 | -19,000 | -6,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,373,000 | 2,355,000 | 2,368,000 | 2,378,000 |
| Total capital | 2,592,000 | 2,571,000 | 2,573,000 | 2,583,000 |
| Risk-weighted assets | 17,301,000 | 17,061,000 | 16,134,000 | 16,135,000 |