Call reports 2026
FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2026
What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 93,499,000 | 92,960,000 |
| Total loans | 60,367,000 | 61,257,000 |
| Allowance for loan losses | 750,000 | 750,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 27,173,000 | 27,109,000 |
| Trading assets | 0 | 0 |
| Total deposits | 77,575,000 | 76,769,000 |
| Interest-bearing deposits | 55,719,000 | 55,759,000 |
| Noninterest-bearing deposits | 21,856,000 | 21,010,000 |
| Equity capital | 15,539,000 | 15,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,085,000 | 2,208,000 |
| Interest expense | 266,000 | 518,000 |
| Net interest income | 819,000 | 1,690,000 |
| Noninterest income | 39,000 | 96,000 |
| Noninterest expense | 497,000 | 1,015,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 361,000 | 771,000 |
| Income tax | 70,000 | 160,000 |
| Net income | 291,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,539,000 | 15,859,000 |