Call reports 2022
FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2022
What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 82,708,000 | 85,769,000 | 85,483,000 | 86,622,000 |
| Total loans | 35,753,000 | 36,784,000 | 37,132,000 | 37,962,000 |
| Allowance for loan losses | 419,000 | 421,000 | 424,000 | 439,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,947,000 | 28,200,000 | 30,080,000 | 32,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,041,000 | 72,265,000 | 71,688,000 | 72,555,000 |
| Interest-bearing deposits | 51,319,000 | 54,240,000 | 52,567,000 | 54,714,000 |
| Noninterest-bearing deposits | 17,722,000 | 18,025,000 | 19,121,000 | 17,841,000 |
| Equity capital | 13,176,000 | 13,332,000 | 13,597,000 | 13,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,146,000 | 1,830,000 | 2,584,000 |
| Interest expense | 29,000 | 58,000 | 85,000 | 122,000 |
| Net interest income | 519,000 | 1,088,000 | 1,745,000 | 2,462,000 |
| Noninterest income | 45,000 | 100,000 | 158,000 | 227,000 |
| Noninterest expense | 403,000 | 823,000 | 1,223,000 | 1,619,000 |
| Provision for loan losses | 6,000 | 9,000 | 9,000 | 24,000 |
| Pretax income | 155,000 | 356,000 | 671,000 | 1,046,000 |
| Income tax | 35,000 | 80,000 | 130,000 | 220,000 |
| Net income | 120,000 | 276,000 | 541,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,176,000 | 13,332,000 | 13,597,000 | 13,882,000 |