Call reports 2021
FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2021
What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 72,538,000 | 76,646,000 | 75,437,000 | 77,014,000 |
| Total loans | 32,857,000 | 34,093,000 | 34,613,000 | 35,416,000 |
| Allowance for loan losses | 422,000 | 422,000 | 420,000 | 419,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,332,000 | 23,992,000 | 24,585,000 | 26,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,370,000 | 63,532,000 | 62,065,000 | 63,469,000 |
| Interest-bearing deposits | 44,701,000 | 48,217,000 | 46,048,000 | 48,114,000 |
| Noninterest-bearing deposits | 14,669,000 | 15,315,000 | 16,017,000 | 15,355,000 |
| Equity capital | 12,765,000 | 12,909,000 | 13,155,000 | 13,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,111,000 | 1,772,000 | 2,386,000 |
| Interest expense | 39,000 | 73,000 | 105,000 | 134,000 |
| Net interest income | 514,000 | 1,038,000 | 1,667,000 | 2,252,000 |
| Noninterest income | 32,000 | 76,000 | 118,000 | 173,000 |
| Noninterest expense | 379,000 | 764,000 | 1,125,000 | 1,596,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 350,000 | 660,000 | 829,000 |
| Income tax | 35,000 | 73,000 | 137,000 | 174,000 |
| Net income | 132,000 | 277,000 | 523,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,765,000 | 12,909,000 | 13,155,000 | 13,287,000 |