Call reports 2019
FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2019
What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 60,642,000 | 62,550,000 | 60,976,000 | 61,108,000 |
| Total loans | 33,321,000 | 33,407,000 | 32,504,000 | 33,217,000 |
| Allowance for loan losses | 459,000 | 411,000 | 417,000 | 417,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,756,000 | 21,779,000 | 21,822,000 | 21,877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,596,000 | 50,363,000 | 48,606,000 | 48,526,000 |
| Interest-bearing deposits | 38,099,000 | 39,077,000 | 38,570,000 | 38,601,000 |
| Noninterest-bearing deposits | 10,497,000 | 11,286,000 | 10,036,000 | 9,925,000 |
| Equity capital | 11,844,000 | 12,046,000 | 12,254,000 | 12,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,329,000 | 2,017,000 | 2,691,000 |
| Interest expense | 47,000 | 103,000 | 164,000 | 226,000 |
| Net interest income | 609,000 | 1,226,000 | 1,853,000 | 2,465,000 |
| Noninterest income | 32,000 | 60,000 | 85,000 | 127,000 |
| Noninterest expense | 384,000 | 774,000 | 1,152,000 | 1,631,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 257,000 | 512,000 | 776,000 | 951,000 |
| Income tax | 54,000 | 107,000 | 163,000 | 200,000 |
| Net income | 203,000 | 405,000 | 613,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,844,000 | 12,046,000 | 12,254,000 | 12,392,000 |
| Total capital | 12,176,000 | 12,384,000 | 12,576,000 | 12,740,000 |
| Risk-weighted assets | 26,453,000 | 27,021,000 | 25,707,000 | 27,817,000 |