Call reports 2017
FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2017
What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 58,422,000 | 59,663,000 | 58,744,000 | 60,652,000 |
| Total loans | 32,703,000 | 32,508,000 | 32,093,000 | 32,129,000 |
| Allowance for loan losses | 609,000 | 562,000 | 516,000 | 487,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,389,000 | 20,795,000 | 21,198,000 | 21,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,434,000 | 48,495,000 | 47,336,000 | 49,254,000 |
| Interest-bearing deposits | 37,631,000 | 38,638,000 | 37,342,000 | 39,357,000 |
| Noninterest-bearing deposits | 9,803,000 | 9,857,000 | 9,994,000 | 9,897,000 |
| Equity capital | 10,825,000 | 11,000,000 | 11,193,000 | 11,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,236,000 | 1,847,000 | 2,450,000 |
| Interest expense | 53,000 | 105,000 | 155,000 | 204,000 |
| Net interest income | 581,000 | 1,131,000 | 1,692,000 | 2,246,000 |
| Noninterest income | 30,000 | 54,000 | 76,000 | 97,000 |
| Noninterest expense | 340,000 | 693,000 | 1,044,000 | 1,478,000 |
| Provision for loan losses | 0 | -45,000 | -105,000 | -118,000 |
| Pretax income | 271,000 | 537,000 | 829,000 | 983,000 |
| Income tax | 92,000 | 183,000 | 282,000 | 361,000 |
| Net income | 179,000 | 354,000 | 547,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,825,000 | 11,000,000 | 11,193,000 | 11,268,000 |
| Total capital | 11,145,000 | 11,318,000 | 11,508,000 | 11,589,000 |
| Risk-weighted assets | 25,370,000 | 25,234,000 | 25,022,000 | 25,577,000 |