Call reports 2016

FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2016

Name: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — FFIEC call report 2016
Creator: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE

What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e546ca0a-7e67-4393-a71c-39458fe12eb4/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	55,879,000	57,594,000	56,780,000	57,134,000
Total loans	33,000,000	32,885,000	32,768,000	33,004,000
Allowance for loan losses	443,000	448,000	451,000	442,000
Securities available for sale	0	0	0	0
Securities held to maturity	17,594,000	17,801,000	18,605,000	19,601,000
Trading assets	0	0	0	0
Total deposits	45,183,000	46,821,000	45,804,000	46,254,000
Interest-bearing deposits	36,693,000	37,540,000	36,005,000	36,873,000
Noninterest-bearing deposits	8,490,000	9,281,000	9,799,000	9,381,000
Equity capital	10,510,000	10,661,000	10,828,000	10,825,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	593,000	1,186,000	1,804,000	2,384,000
Interest expense	54,000	107,000	160,000	213,000
Net interest income	539,000	1,079,000	1,644,000	2,171,000
Noninterest income	29,000	53,000	73,000	97,000
Noninterest expense	325,000	654,000	986,000	1,384,000
Provision for loan losses	2,000	8,000	8,000	166,000
Pretax income	241,000	470,000	723,000	718,000
Income tax	82,000	160,000	246,000	244,000
Net income	159,000	310,000	477,000	474,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	10,510,000	10,661,000	10,828,000	10,825,000
Total capital	10,825,000	10,981,000	11,147,000	11,148,000
Risk-weighted assets	25,147,000	25,546,000	25,421,000	25,800,000