Call reports 2015

FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2015

Name: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — FFIEC call report 2015
Creator: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE

What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e546ca0a-7e67-4393-a71c-39458fe12eb4/2015

Balance sheet

What the bank holds and owes at quarter end

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Total assets	55,135,000	56,430,000	55,160,000	56,655,000
Total loans	33,082,000	34,027,000	33,463,000	34,060,000
Allowance for loan losses	469,000	468,000	450,000	442,000
Securities available for sale	0	0	0	0
Securities held to maturity	16,577,000	16,982,000	17,384,000	17,390,000
Trading assets	0	0	0	0
Total deposits	44,847,000	46,071,000	44,607,000	46,040,000
Interest-bearing deposits	37,045,000	38,195,000	36,275,000	36,859,000
Noninterest-bearing deposits	7,802,000	7,876,000	8,332,000	9,181,000
Equity capital	10,097,000	10,238,000	10,398,000	10,524,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Interest income	570,000	1,158,000	1,761,000	2,373,000
Interest expense	60,000	118,000	174,000	228,000
Net interest income	510,000	1,040,000	1,587,000	2,145,000
Noninterest income	24,000	32,000	67,000	91,000
Noninterest expense	322,000	644,000	971,000	1,362,000
Provision for loan losses	0	1,000	15,000	15,000
Pretax income	212,000	427,000	668,000	859,000
Income tax	72,000	145,000	227,000	292,000
Net income	140,000	282,000	441,000	567,000

Basel measures — not reported for every quarter

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Tier 1 capital	10,097,000	10,238,000	10,398,000	10,524,000
Total capital	10,408,000	10,559,000	10,725,000	10,856,000
Risk-weighted assets	24,764,000	25,587,000	26,092,000	26,521,000