Call reports 2014
FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2014
What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,272,000 | 55,687,000 | 54,636,000 | 55,743,000 |
| Total loans | 34,235,000 | 33,751,000 | 33,670,000 | 33,595,000 |
| Allowance for loan losses | 463,000 | 464,000 | 475,000 | 470,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,616,000 | 15,012,000 | 14,999,000 | 15,787,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,355,000 | 45,621,000 | 44,429,000 | 45,533,000 |
| Interest-bearing deposits | 37,454,000 | 37,940,000 | 36,801,000 | 37,329,000 |
| Noninterest-bearing deposits | 7,901,000 | 7,681,000 | 7,628,000 | 8,204,000 |
| Equity capital | 9,787,000 | 9,916,000 | 10,043,000 | 10,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,189,000 | 1,785,000 | 2,377,000 |
| Interest expense | 68,000 | 131,000 | 192,000 | 252,000 |
| Net interest income | 523,000 | 1,058,000 | 1,593,000 | 2,125,000 |
| Noninterest income | 24,000 | 47,000 | 63,000 | 48,000 |
| Noninterest expense | 356,000 | 707,000 | 1,050,000 | 1,451,000 |
| Provision for loan losses | 15,000 | 25,000 | 40,000 | 41,000 |
| Pretax income | 176,000 | 373,000 | 566,000 | 681,000 |
| Income tax | 60,000 | 127,000 | 193,000 | 232,000 |
| Net income | 116,000 | 246,000 | 373,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,787,000 | 9,916,000 | 10,043,000 | 10,120,000 |
| Total capital | 10,107,000 | 10,233,000 | 10,361,000 | 10,434,000 |
| Risk-weighted assets | 25,574,000 | 25,354,000 | 25,433,000 | 25,040,000 |