Call reports 2013
FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2013
What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 54,300,000 | 54,739,000 | 57,214,000 | 54,329,000 |
| Total loans | 35,160,000 | 35,150,000 | 34,714,000 | 34,707,000 |
| Allowance for loan losses | 479,000 | 443,000 | 457,000 | 449,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,829,000 | 14,420,000 | 14,416,000 | 14,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,574,000 | 44,973,000 | 47,294,000 | 44,434,000 |
| Interest-bearing deposits | 37,279,000 | 38,128,000 | 39,977,000 | 37,299,000 |
| Noninterest-bearing deposits | 7,295,000 | 6,845,000 | 7,317,000 | 7,135,000 |
| Equity capital | 9,539,000 | 9,647,000 | 9,771,000 | 9,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,249,000 | 1,861,000 | 2,477,000 |
| Interest expense | 96,000 | 186,000 | 270,000 | 345,000 |
| Net interest income | 535,000 | 1,063,000 | 1,591,000 | 2,132,000 |
| Noninterest income | 24,000 | 47,000 | 73,000 | 89,000 |
| Noninterest expense | 364,000 | 746,000 | 1,102,000 | 1,557,000 |
| Provision for loan losses | 12,000 | 17,000 | 27,000 | 48,000 |
| Pretax income | 183,000 | 347,000 | 535,000 | 616,000 |
| Income tax | 62,000 | 118,000 | 182,000 | 206,000 |
| Net income | 121,000 | 229,000 | 353,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,539,000 | 9,647,000 | 9,771,000 | 9,828,000 |
| Total capital | 9,869,000 | 9,980,000 | 10,099,000 | 10,154,000 |
| Risk-weighted assets | 26,285,000 | 26,585,000 | 26,238,000 | 26,128,000 |