Call reports 2011
FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2011
What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,532,000 | 51,079,000 | 51,231,000 | 52,395,000 |
| Total loans | 35,961,000 | 36,400,000 | 36,402,000 | 36,452,000 |
| Allowance for loan losses | 494,000 | 495,000 | 496,000 | 499,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,035,000 | 12,409,000 | 11,887,000 | 13,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,547,000 | 41,035,000 | 42,033,000 | 43,077,000 |
| Interest-bearing deposits | 36,185,000 | 35,175,000 | 36,057,000 | 37,138,000 |
| Noninterest-bearing deposits | 6,362,000 | 5,860,000 | 5,976,000 | 5,939,000 |
| Equity capital | 8,703,000 | 8,876,000 | 9,040,000 | 9,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,445,000 | 2,183,000 | 2,889,000 |
| Interest expense | 136,000 | 262,000 | 392,000 | 516,000 |
| Net interest income | 587,000 | 1,183,000 | 1,791,000 | 2,373,000 |
| Noninterest income | 22,000 | 41,000 | 62,000 | 84,000 |
| Noninterest expense | 380,000 | 724,000 | 1,066,000 | 1,486,000 |
| Provision for loan losses | 0 | 9,000 | 46,000 | 46,000 |
| Pretax income | 229,000 | 491,000 | 741,000 | 925,000 |
| Income tax | 78,000 | 167,000 | 252,000 | 313,000 |
| Net income | 151,000 | 324,000 | 489,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,703,000 | 8,876,000 | 9,040,000 | 9,163,000 |
| Total capital | 9,041,000 | 9,219,000 | 9,388,000 | 9,512,000 |
| Risk-weighted assets | 26,903,000 | 27,400,000 | 27,779,000 | 27,869,000 |