Call reports 2007

FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2007

Name: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — FFIEC call report 2007
Creator: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE

What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2007, quarter by quarter.

PERIOD: 2007SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e546ca0a-7e67-4393-a71c-39458fe12eb4/2007

Balance sheet

What the bank holds and owes at quarter end

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Total assets	47,097,000	47,674,000	47,211,000	49,845,000
Total loans	31,977,000	32,511,000	32,874,000	33,182,000
Allowance for loan losses	395,000	401,000	406,000	410,000
Securities available for sale	0	0	0	0
Securities held to maturity	9,791,000	8,726,000	8,354,000	8,978,000
Trading assets	0	0	0	0
Total deposits	39,967,000	40,448,000	39,813,000	42,255,000
Interest-bearing deposits	33,876,000	34,843,000	33,800,000	36,158,000
Noninterest-bearing deposits	6,091,000	5,605,000	6,013,000	6,097,000
Equity capital	6,880,000	7,051,000	7,192,000	7,343,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Interest income	780,000	1,602,000	2,434,000	3,287,000
Interest expense	246,000	499,000	761,000	1,033,000
Net interest income	534,000	1,103,000	1,673,000	2,254,000
Noninterest income	12,000	21,000	30,000	41,000
Noninterest expense	290,000	591,000	942,000	1,300,000
Provision for loan losses	17,000	35,000	49,000	55,000
Pretax income	239,000	498,000	712,000	940,000
Income tax	81,000	169,000	242,000	319,000
Net income	158,000	329,000	470,000	621,000

Basel measures — not reported for every quarter

Measure	2007Q1	2007Q2	2007Q3	2007Q4
Tier 1 capital	6,880,000	7,051,000	7,192,000	7,343,000
Total capital	7,200,000	7,381,000	7,523,000	7,679,000
Risk-weighted assets	25,527,000	26,313,000	26,368,000	26,829,000