Call reports 2006

FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2006

Name: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — FFIEC call report 2006
Creator: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE

What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e546ca0a-7e67-4393-a71c-39458fe12eb4/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	47,588,000	45,499,000	44,183,000	45,884,000
Total loans	28,565,000	28,823,000	29,748,000	30,900,000
Allowance for loan losses	353,000	356,000	367,000	381,000
Securities available for sale	0	0	0	0
Securities held to maturity	8,719,000	10,022,000	10,201,000	9,599,000
Trading assets	0	0	0	0
Total deposits	40,912,000	38,753,000	37,281,000	38,922,000
Interest-bearing deposits	36,046,000	33,781,000	32,272,000	33,593,000
Noninterest-bearing deposits	4,866,000	4,972,000	5,009,000	5,329,000
Equity capital	6,434,000	6,594,000	6,731,000	6,827,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	715,000	1,440,000	2,179,000	2,943,000
Interest expense	215,000	428,000	642,000	868,000
Net interest income	500,000	1,012,000	1,537,000	2,075,000
Noninterest income	13,000	25,000	37,000	47,000
Noninterest expense	288,000	556,000	875,000	1,236,000
Provision for loan losses	-17,000	-4,000	6,000	26,000
Pretax income	242,000	485,000	693,000	860,000
Income tax	81,000	164,000	235,000	306,000
Net income	161,000	321,000	458,000	554,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	6,434,000	6,594,000	6,731,000	6,827,000
Total capital	6,733,000	6,889,000	7,029,000	7,136,000
Risk-weighted assets	23,872,000	23,572,000	23,745,000	24,686,000