Call reports 2004

FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2004

Name: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — FFIEC call report 2004
Creator: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE

What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e546ca0a-7e67-4393-a71c-39458fe12eb4/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	43,011,000	43,111,000	42,153,000	43,593,000
Total loans	26,853,000	27,020,000	27,483,000	27,196,000
Allowance for loan losses	332,000	334,000	339,000	336,000
Securities available for sale	0	0	0	0
Securities held to maturity	7,900,000	7,867,000	8,225,000	7,786,000
Trading assets	0	0	0	0
Total deposits	37,336,000	37,344,000	36,219,000	37,644,000
Interest-bearing deposits	33,113,000	32,990,000	31,956,000	33,076,000
Noninterest-bearing deposits	4,223,000	4,354,000	4,263,000	4,568,000
Equity capital	5,474,000	5,626,000	5,730,000	5,866,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	595,000	1,201,000	1,809,000	2,427,000
Interest expense	171,000	336,000	496,000	653,000
Net interest income	424,000	865,000	1,313,000	1,774,000
Noninterest income	13,000	21,000	35,000	46,000
Noninterest expense	241,000	464,000	756,000	1,054,000
Provision for loan losses	1,000	-1,000	13,000	29,000
Pretax income	195,000	423,000	579,000	737,000
Income tax	65,000	141,000	193,000	215,000
Net income	130,000	282,000	386,000	522,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	5,474,000	5,626,000	5,730,000	5,866,000
Total capital	5,751,000	5,905,000	6,008,000	6,146,000
Risk-weighted assets	22,066,000	22,288,000	22,209,000	22,332,000