Call reports 2003

FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — 2003

Name: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE — FFIEC call report 2003
Creator: FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE

What FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e546ca0a-7e67-4393-a71c-39458fe12eb4/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	42,682,000	41,301,000	41,630,000	43,171,000
Total loans	26,319,000	26,377,000	26,654,000	27,116,000
Allowance for loan losses	325,000	326,000	330,000	335,000
Securities available for sale	0	0	0	0
Securities held to maturity	7,906,000	7,686,000	8,072,000	7,678,000
Trading assets	0	0	0	0
Total deposits	37,408,000	35,962,000	36,192,000	37,641,000
Interest-bearing deposits	33,216,000	31,992,000	31,906,000	33,802,000
Noninterest-bearing deposits	4,192,000	3,970,000	4,286,000	3,839,000
Equity capital	5,050,000	5,203,000	5,307,000	5,412,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	650,000	1,292,000	1,912,000	2,530,000
Interest expense	205,000	398,000	578,000	753,000
Net interest income	445,000	894,000	1,334,000	1,777,000
Noninterest income	10,000	22,000	31,000	43,000
Noninterest expense	241,000	468,000	739,000	1,014,000
Provision for loan losses	-2,000	3,000	24,000	42,000
Pretax income	216,000	445,000	602,000	764,000
Income tax	72,000	149,000	201,000	258,000
Net income	144,000	296,000	401,000	506,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	5,050,000	5,203,000	5,307,000	5,412,000
Total capital	5,326,000	5,477,000	5,580,000	5,715,000
Risk-weighted assets	22,013,000	21,890,000	21,790,000	24,214,000