Call reports 2007
UNION COLONY BANK — 2007
What UNION COLONY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 406,510,000 | 420,054,000 | 406,270,000 | 413,256,000 |
| Total loans | 312,898,000 | 314,789,000 | 302,288,000 | 299,177,000 |
| Allowance for loan losses | 2,322,000 | 2,428,000 | 2,476,000 | 3,287,000 |
| Securities available for sale | 0 | 0 | 0 | 4,952,000 |
| Securities held to maturity | 26,929,000 | 25,786,000 | 24,579,000 | 23,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,152,000 | 360,449,000 | 340,761,000 | 346,804,000 |
| Interest-bearing deposits | 335,506,000 | 303,846,000 | 286,031,000 | 270,909,000 |
| Noninterest-bearing deposits | 11,646,000 | 56,603,000 | 54,730,000 | 75,895,000 |
| Equity capital | 47,900,000 | 48,233,000 | 48,850,000 | 47,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,561,000 | 12,929,000 | 19,411,000 | 25,787,000 |
| Interest expense | 2,521,000 | 5,090,000 | 7,698,000 | 10,193,000 |
| Net interest income | 4,040,000 | 7,839,000 | 11,713,000 | 15,594,000 |
| Noninterest income | 1,341,000 | 2,746,000 | 4,256,000 | 5,565,000 |
| Noninterest expense | 4,173,000 | 8,173,000 | 12,253,000 | 15,721,000 |
| Provision for loan losses | 411,000 | 1,095,000 | 1,420,000 | 2,555,000 |
| Pretax income | 797,000 | 1,317,000 | 2,296,000 | 2,883,000 |
| Income tax | 293,000 | 480,000 | 842,000 | 1,039,000 |
| Net income | 504,000 | 837,000 | 1,454,000 | 1,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,543,000 | 32,967,000 | 33,676,000 | 32,908,000 |
| Total capital | 34,909,000 | 35,439,000 | 36,195,000 | 36,239,000 |
| Risk-weighted assets | 329,623,000 | 333,954,000 | 324,563,000 | 326,390,000 |