Call reports 2002
UNION COLONY BANK — 2002
What UNION COLONY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 371,001,000 | 382,456,000 | 404,264,000 | 418,540,000 |
| Total loans | 235,845,000 | 248,334,000 | 255,667,000 | 258,220,000 |
| Allowance for loan losses | 3,085,000 | 3,021,000 | 3,155,000 | 3,562,000 |
| Securities available for sale | 3,329,000 | 3,190,000 | 2,695,000 | 2,295,000 |
| Securities held to maturity | 70,474,000 | 80,569,000 | 73,612,000 | 77,605,000 |
| Trading assets | 0 | 0 | 0 | 3,689,000 |
| Total deposits | 285,065,000 | 296,007,000 | 314,813,000 | 324,446,000 |
| Interest-bearing deposits | 239,663,000 | 249,707,000 | 252,720,000 | 308,437,000 |
| Noninterest-bearing deposits | 45,402,000 | 46,300,000 | 62,093,000 | 16,009,000 |
| Equity capital | 39,334,000 | 40,150,000 | 40,855,000 | 41,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,329,000 | 12,738,000 | 19,041,000 | 25,206,000 |
| Interest expense | 2,129,000 | 4,099,000 | 6,093,000 | 8,008,000 |
| Net interest income | 4,200,000 | 8,639,000 | 12,948,000 | 17,198,000 |
| Noninterest income | 795,000 | 1,558,000 | 2,405,000 | 2,267,000 |
| Noninterest expense | 2,937,000 | 5,995,000 | 8,922,000 | 11,817,000 |
| Provision for loan losses | 1,028,000 | 1,906,000 | 3,060,000 | 4,300,000 |
| Pretax income | 1,031,000 | 2,299,000 | 3,374,000 | 3,351,000 |
| Income tax | 367,000 | 825,000 | 1,197,000 | 1,104,000 |
| Net income | 664,000 | 1,474,000 | 2,177,000 | 2,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,038,000 | 26,882,000 | 27,619,000 | 28,069,000 |
| Total capital | 29,123,000 | 29,903,000 | 30,774,000 | 31,631,000 |
| Risk-weighted assets | 274,464,000 | 280,202,000 | 292,882,000 | 309,387,000 |