Call reports 2001
UNION COLONY BANK — 2001
What UNION COLONY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 379,459,000 | 375,324,000 | 378,206,000 | 394,160,000 |
| Total loans | 253,880,000 | 253,384,000 | 251,414,000 | 244,039,000 |
| Allowance for loan losses | 3,091,000 | 2,844,000 | 2,830,000 | 2,924,000 |
| Securities available for sale | 16,929,000 | 9,892,000 | 6,917,000 | 5,367,000 |
| Securities held to maturity | 47,885,000 | 69,299,000 | 63,692,000 | 66,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,631,000 | 286,596,000 | 284,001,000 | 305,446,000 |
| Interest-bearing deposits | 246,275,000 | 246,101,000 | 240,064,000 | 235,399,000 |
| Noninterest-bearing deposits | 43,356,000 | 40,495,000 | 43,937,000 | 70,047,000 |
| Equity capital | 40,537,000 | 41,028,000 | 40,733,000 | 38,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,596,000 | 15,038,000 | 22,235,000 | 29,017,000 |
| Interest expense | 3,642,000 | 7,123,000 | 10,320,000 | 12,923,000 |
| Net interest income | 3,954,000 | 7,915,000 | 11,915,000 | 16,094,000 |
| Noninterest income | 789,000 | 1,495,000 | 2,079,000 | 2,954,000 |
| Noninterest expense | 3,045,000 | 6,076,000 | 9,129,000 | 12,244,000 |
| Provision for loan losses | 1,006,000 | 1,808,000 | 2,676,000 | 3,761,000 |
| Pretax income | 692,000 | 1,526,000 | 2,246,000 | 3,100,000 |
| Income tax | 303,000 | 632,000 | 939,000 | 1,302,000 |
| Net income | 389,000 | 894,000 | 1,307,000 | 1,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,437,000 | 27,191,000 | 27,101,000 | 25,341,000 |
| Total capital | 29,528,000 | 30,035,000 | 29,931,000 | 28,265,000 |
| Risk-weighted assets | 284,024,000 | 275,424,000 | 278,126,000 | 281,949,000 |