Call reports 2023
MUNCY BANK AND TRUST COMPANY, THE — 2023
What MUNCY BANK AND TRUST COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 650,365,000 | 662,855,000 | 659,970,000 |
| Total loans | 497,175,000 | 505,006,000 | 515,388,000 |
| Allowance for loan losses | 5,371,000 | 5,360,000 | 5,153,000 |
| Securities available for sale | 101,785,000 | 97,963,000 | 89,982,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 552,362,000 | 533,364,000 | 522,240,000 |
| Interest-bearing deposits | 441,023,000 | 420,383,000 | 414,575,000 |
| Noninterest-bearing deposits | 111,339,000 | 112,981,000 | 107,665,000 |
| Equity capital | 49,367,000 | 48,206,000 | 43,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 6,738,000 | 13,949,000 | 21,635,000 |
| Interest expense | 2,235,000 | 5,074,000 | 8,317,000 |
| Net interest income | 4,503,000 | 8,875,000 | 13,318,000 |
| Noninterest income | 882,000 | 1,581,000 | 2,333,000 |
| Noninterest expense | 3,868,000 | 7,339,000 | 11,020,000 |
| Provision for loan losses | 75,000 | 75,000 | -120,000 |
| Pretax income | 1,433,000 | 3,034,000 | 4,752,000 |
| Income tax | 204,000 | 446,000 | 698,000 |
| Net income | 1,229,000 | 2,588,000 | 4,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 60,119,000 | 60,879,000 | 60,933,000 |