Call reports 2022
MUNCY BANK AND TRUST COMPANY, THE — 2022
What MUNCY BANK AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 617,229,000 | 606,056,000 | 612,058,000 | 632,066,000 |
| Total loans | 450,675,000 | 459,448,000 | 470,162,000 | 485,714,000 |
| Allowance for loan losses | 4,792,000 | 4,888,000 | 4,960,000 | 4,953,000 |
| Securities available for sale | 110,199,000 | 104,503,000 | 95,731,000 | 99,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,539,000 | 549,791,000 | 560,633,000 | 551,890,000 |
| Interest-bearing deposits | 438,020,000 | 442,196,000 | 451,669,000 | 444,700,000 |
| Noninterest-bearing deposits | 118,519,000 | 107,595,000 | 108,964,000 | 107,190,000 |
| Equity capital | 51,671,000 | 47,090,000 | 42,297,000 | 46,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,510,000 | 11,244,000 | 17,190,000 | 23,656,000 |
| Interest expense | 497,000 | 1,114,000 | 2,242,000 | 3,859,000 |
| Net interest income | 5,013,000 | 10,130,000 | 14,948,000 | 19,797,000 |
| Noninterest income | 958,000 | 1,678,000 | 2,303,000 | 2,932,000 |
| Noninterest expense | 3,788,000 | 7,521,000 | 11,125,000 | 14,810,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 250,000 |
| Pretax income | 2,111,000 | 4,140,000 | 5,904,000 | 7,672,000 |
| Income tax | 339,000 | 663,000 | 931,000 | 1,202,000 |
| Net income | 1,772,000 | 3,477,000 | 4,973,000 | 6,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,872,000 | 57,986,000 | 58,893,000 | 59,800,000 |