Call reports 2021
MUNCY BANK AND TRUST COMPANY, THE — 2021
What MUNCY BANK AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 561,144,000 | 562,241,000 | 604,702,000 | 593,847,000 |
| Total loans | 407,747,000 | 420,607,000 | 426,957,000 | 446,888,000 |
| Allowance for loan losses | 4,353,000 | 4,490,000 | 4,538,000 | 4,738,000 |
| Securities available for sale | 94,004,000 | 97,191,000 | 106,845,000 | 111,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,608,000 | 498,273,000 | 536,763,000 | 528,006,000 |
| Interest-bearing deposits | 386,070,000 | 399,845,000 | 433,487,000 | 416,570,000 |
| Noninterest-bearing deposits | 99,538,000 | 98,428,000 | 103,276,000 | 111,436,000 |
| Equity capital | 53,989,000 | 56,445,000 | 56,988,000 | 58,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,180,000 | 10,459,000 | 15,886,000 | 21,373,000 |
| Interest expense | 689,000 | 1,324,000 | 1,876,000 | 2,414,000 |
| Net interest income | 4,491,000 | 9,135,000 | 14,010,000 | 18,959,000 |
| Noninterest income | 1,347,000 | 3,458,000 | 4,533,000 | 5,442,000 |
| Noninterest expense | 3,424,000 | 7,425,000 | 11,124,000 | 14,841,000 |
| Provision for loan losses | 125,000 | 285,000 | 350,000 | 550,000 |
| Pretax income | 2,292,000 | 4,866,000 | 7,060,000 | 8,982,000 |
| Income tax | 378,000 | 584,000 | 988,000 | 1,285,000 |
| Net income | 1,914,000 | 4,282,000 | 6,072,000 | 7,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,097,000 | 53,392,000 | 54,623,000 | 55,689,000 |
Machine access — free, no API key
Every figure shown here about MUNCY BANK AND TRUST COMPANY, THE — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.