Call reports 2018
MUNCY BANK AND TRUST COMPANY, THE — 2018
What MUNCY BANK AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 429,426,000 | 451,024,000 | 462,131,000 | 459,663,000 |
| Total loans | 349,075,000 | 362,185,000 | 366,828,000 | 372,413,000 |
| Allowance for loan losses | 3,875,000 | 3,892,000 | 3,858,000 | 3,995,000 |
| Securities available for sale | 53,083,000 | 52,220,000 | 52,047,000 | 52,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,597,000 | 378,962,000 | 397,672,000 | 408,982,000 |
| Interest-bearing deposits | 308,082,000 | 319,073,000 | 335,795,000 | 345,213,000 |
| Noninterest-bearing deposits | 60,515,000 | 59,889,000 | 61,877,000 | 63,770,000 |
| Equity capital | 42,644,000 | 43,546,000 | 44,067,000 | 45,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,364,000 | 8,943,000 | 13,795,000 | 18,929,000 |
| Interest expense | 752,000 | 1,651,000 | 2,721,000 | 3,892,000 |
| Net interest income | 3,612,000 | 7,292,000 | 11,074,000 | 15,037,000 |
| Noninterest income | 647,000 | 1,277,000 | 1,858,000 | 2,564,000 |
| Noninterest expense | 2,843,000 | 5,857,000 | 8,912,000 | 12,000,000 |
| Provision for loan losses | 25,000 | 65,000 | -85,000 | 55,000 |
| Pretax income | 1,391,000 | 2,647,000 | 4,106,000 | 5,547,000 |
| Income tax | 231,000 | 429,000 | 618,000 | 832,000 |
| Net income | 1,160,000 | 2,218,000 | 3,488,000 | 4,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,788,000 | 44,405,000 | 45,175,000 | 45,928,000 |
| Total capital | 47,447,000 | 48,240,000 | 49,033,000 | 49,852,000 |
| Risk-weighted assets | 292,472,000 | 306,722,000 | 309,978,000 | 313,877,000 |