Call reports 2017
MUNCY BANK AND TRUST COMPANY, THE — 2017
What MUNCY BANK AND TRUST COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 396,438,000 | 415,768,000 | 423,336,000 | 427,434,000 |
| Total loans | 309,886,000 | 327,879,000 | 336,231,000 | 345,495,000 |
| Allowance for loan losses | 3,623,000 | 3,682,000 | 3,647,000 | 3,854,000 |
| Securities available for sale | 57,588,000 | 57,635,000 | 57,005,000 | 55,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,398,000 | 334,453,000 | 333,585,000 | 356,303,000 |
| Interest-bearing deposits | 284,902,000 | 278,641,000 | 276,536,000 | 299,337,000 |
| Noninterest-bearing deposits | 55,496,000 | 55,812,000 | 57,050,000 | 56,966,000 |
| Equity capital | 42,652,000 | 43,817,000 | 43,981,000 | 43,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,816,000 | 7,810,000 | 12,117,000 | 16,446,000 |
| Interest expense | 428,000 | 889,000 | 1,629,000 | 2,318,000 |
| Net interest income | 3,388,000 | 6,921,000 | 10,488,000 | 14,128,000 |
| Noninterest income | 552,000 | 1,101,000 | 1,761,000 | 2,323,000 |
| Noninterest expense | 2,576,000 | 5,319,000 | 8,154,000 | 11,211,000 |
| Provision for loan losses | 220,000 | 400,000 | 580,000 | 830,000 |
| Pretax income | 1,145,000 | 2,309,000 | 3,526,000 | 4,421,000 |
| Income tax | 281,000 | 443,000 | 770,000 | 1,621,000 |
| Net income | 864,000 | 1,866,000 | 2,756,000 | 2,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,056,000 | 43,513,000 | 43,767,000 | 43,377,000 |
| Total capital | 46,425,000 | 47,047,000 | 47,332,000 | 46,828,000 |
| Risk-weighted assets | 269,264,000 | 282,555,000 | 285,143,000 | 275,648,000 |