Call reports 2001
MUNCY BANK AND TRUST COMPANY, THE — 2001
What MUNCY BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 109,868,000 | 114,834,000 | 118,654,000 | 121,793,000 |
| Total loans | 75,576,000 | 78,372,000 | 78,531,000 | 78,707,000 |
| Allowance for loan losses | 735,000 | 819,000 | 781,000 | 770,000 |
| Securities available for sale | 27,254,000 | 26,388,000 | 29,712,000 | 32,273,000 |
| Securities held to maturity | 143,000 | 140,000 | 136,000 | 133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,293,000 | 97,644,000 | 100,756,000 | 104,578,000 |
| Interest-bearing deposits | 82,319,000 | 87,798,000 | 91,016,000 | 94,062,000 |
| Noninterest-bearing deposits | 9,974,000 | 9,846,000 | 9,740,000 | 10,516,000 |
| Equity capital | 15,937,000 | 16,153,000 | 16,643,000 | 16,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,029,000 | 4,157,000 | 6,217,000 | 8,226,000 |
| Interest expense | 1,050,000 | 2,090,000 | 3,148,000 | 4,121,000 |
| Net interest income | 979,000 | 2,067,000 | 3,069,000 | 4,105,000 |
| Noninterest income | 152,000 | 323,000 | 492,000 | 705,000 |
| Noninterest expense | 634,000 | 1,323,000 | 1,965,000 | 2,626,000 |
| Provision for loan losses | 12,000 | 101,000 | 124,000 | 140,000 |
| Pretax income | 485,000 | 979,000 | 1,486,000 | 2,062,000 |
| Income tax | 112,000 | 224,000 | 347,000 | 456,000 |
| Net income | 373,000 | 755,000 | 1,139,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,739,000 | 16,007,000 | 16,276,000 | 16,512,000 |
| Total capital | 16,474,000 | 16,826,000 | 17,057,000 | 17,282,000 |
| Risk-weighted assets | 68,105,000 | 72,707,000 | 74,445,000 | 75,304,000 |