Call reports 2024
QUAIL CREEK BANK — 2024
What QUAIL CREEK BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 780,102,000 | 797,742,000 | 781,782,000 | 780,999,000 |
| Total loans | 601,923,000 | 608,792,000 | 608,119,000 | 603,584,000 |
| Allowance for loan losses | 6,723,000 | 7,023,000 | 7,003,000 | 7,619,000 |
| Securities available for sale | 123,068,000 | 119,694,000 | 122,657,000 | 129,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 703,792,000 | 724,165,000 | 707,179,000 | 703,974,000 |
| Interest-bearing deposits | 518,492,000 | 539,624,000 | 534,728,000 | 521,515,000 |
| Noninterest-bearing deposits | 185,300,000 | 184,541,000 | 172,451,000 | 182,459,000 |
| Equity capital | 73,596,000 | 70,565,000 | 71,365,000 | 73,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,017,000 | 24,612,000 | 37,392,000 | 50,161,000 |
| Interest expense | 3,807,000 | 8,020,000 | 12,412,000 | 16,770,000 |
| Net interest income | 8,210,000 | 16,592,000 | 24,980,000 | 33,391,000 |
| Noninterest income | 498,000 | 1,060,000 | 1,770,000 | 2,244,000 |
| Noninterest expense | 4,668,000 | 9,340,000 | 14,019,000 | 18,996,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 1,200,000 |
| Pretax income | 3,740,000 | 7,712,000 | 12,131,000 | 15,439,000 |
| Income tax | 153,000 | 319,000 | 486,000 | 688,000 |
| Net income | 3,587,000 | 7,393,000 | 11,645,000 | 14,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,935,000 | 73,265,000 | 73,280,000 | 76,385,000 |
| Total capital | 82,658,000 | 80,215,000 | 80,162,000 | 83,218,000 |
| Risk-weighted assets | 557,491,000 | 555,955,000 | 550,415,000 | 545,831,000 |