Call reports 2023
QUAIL CREEK BANK — 2023
What QUAIL CREEK BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 785,942,000 | 761,470,000 | 765,292,000 | 783,154,000 |
| Total loans | 537,427,000 | 569,078,000 | 574,285,000 | 586,965,000 |
| Allowance for loan losses | 6,118,000 | 6,421,000 | 6,424,000 | 6,423,000 |
| Securities available for sale | 194,016,000 | 171,242,000 | 160,288,000 | 125,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,355,000 | 691,351,000 | 694,701,000 | 705,334,000 |
| Interest-bearing deposits | 498,579,000 | 489,317,000 | 487,767,000 | 512,151,000 |
| Noninterest-bearing deposits | 214,776,000 | 202,034,000 | 206,934,000 | 193,183,000 |
| Equity capital | 70,525,000 | 67,730,000 | 67,527,000 | 74,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,923,000 | 20,438,000 | 31,640,000 | 43,541,000 |
| Interest expense | 2,279,000 | 5,039,000 | 8,092,000 | 11,620,000 |
| Net interest income | 7,644,000 | 15,399,000 | 23,548,000 | 31,921,000 |
| Noninterest income | 511,000 | 982,000 | 1,392,000 | 1,817,000 |
| Noninterest expense | 4,172,000 | 8,875,000 | 13,472,000 | 18,064,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | 300,000 |
| Pretax income | 3,983,000 | 6,903,000 | 10,865,000 | 14,715,000 |
| Income tax | 210,000 | 210,000 | 278,000 | 465,000 |
| Net income | 3,773,000 | 6,693,000 | 10,587,000 | 14,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,311,000 | 72,006,000 | 72,934,000 | 76,597,000 |
| Total capital | 81,429,000 | 78,427,000 | 79,358,000 | 83,020,000 |
| Risk-weighted assets | 520,083,000 | 537,690,000 | 536,186,000 | 546,694,000 |