Call reports 2022
QUAIL CREEK BANK — 2022
What QUAIL CREEK BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 840,188,000 | 826,696,000 | 797,075,000 | 778,498,000 |
| Total loans | 502,499,000 | 508,247,000 | 507,862,000 | 515,911,000 |
| Allowance for loan losses | 6,018,000 | 5,962,000 | 6,123,000 | 6,129,000 |
| Securities available for sale | 136,330,000 | 148,486,000 | 181,915,000 | 185,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 765,687,000 | 759,008,000 | 731,111,000 | 706,401,000 |
| Interest-bearing deposits | 545,024,000 | 540,945,000 | 502,227,000 | 481,949,000 |
| Noninterest-bearing deposits | 220,663,000 | 218,063,000 | 228,884,000 | 224,452,000 |
| Equity capital | 73,068,000 | 66,079,000 | 63,922,000 | 69,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,586,000 | 13,647,000 | 21,766,000 | 30,955,000 |
| Interest expense | 227,000 | 467,000 | 1,025,000 | 2,345,000 |
| Net interest income | 6,359,000 | 13,180,000 | 20,741,000 | 28,610,000 |
| Noninterest income | 574,000 | 1,169,000 | 1,775,000 | 2,240,000 |
| Noninterest expense | 3,817,000 | 7,813,000 | 11,951,000 | 16,180,000 |
| Provision for loan losses | 100,000 | 250,000 | 400,000 | 400,000 |
| Pretax income | 3,016,000 | 6,286,000 | 10,165,000 | 14,128,000 |
| Income tax | 89,000 | 250,000 | 417,000 | 584,000 |
| Net income | 2,927,000 | 6,036,000 | 9,748,000 | 13,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,019,000 | 70,554,000 | 70,732,000 | 74,528,000 |
| Total capital | 78,928,000 | 76,516,000 | 76,825,000 | 80,657,000 |
| Risk-weighted assets | 472,607,000 | 484,503,000 | 487,436,000 | 502,710,000 |