Call reports 2021
QUAIL CREEK BANK — 2021
What QUAIL CREEK BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 835,303,000 | 833,973,000 | 829,353,000 | 842,268,000 |
| Total loans | 505,102,000 | 504,115,000 | 492,400,000 | 504,148,000 |
| Allowance for loan losses | 6,685,000 | 6,709,000 | 6,710,000 | 6,448,000 |
| Securities available for sale | 133,105,000 | 136,537,000 | 134,459,000 | 131,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 756,666,000 | 756,810,000 | 752,106,000 | 763,084,000 |
| Interest-bearing deposits | 560,226,000 | 553,812,000 | 535,528,000 | 537,710,000 |
| Noninterest-bearing deposits | 196,440,000 | 202,998,000 | 216,578,000 | 225,374,000 |
| Equity capital | 76,612,000 | 75,113,000 | 74,895,000 | 76,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,027,000 | 13,916,000 | 20,653,000 | 27,243,000 |
| Interest expense | 631,000 | 1,136,000 | 1,494,000 | 1,773,000 |
| Net interest income | 6,396,000 | 12,780,000 | 19,159,000 | 25,470,000 |
| Noninterest income | 583,000 | 1,234,000 | 1,812,000 | 2,317,000 |
| Noninterest expense | 3,552,000 | 7,321,000 | 11,085,000 | 14,976,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 550,000 |
| Pretax income | 3,277,000 | 6,543,000 | 9,736,000 | 12,261,000 |
| Income tax | 200,000 | 348,000 | 495,000 | 642,000 |
| Net income | 3,077,000 | 6,195,000 | 9,241,000 | 11,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,079,000 | 70,335,000 | 70,380,000 | 72,758,000 |
| Total capital | 79,037,000 | 76,316,000 | 76,153,000 | 78,689,000 |
| Risk-weighted assets | 475,949,000 | 477,713,000 | 460,926,000 | 473,949,000 |