Call reports 2020
QUAIL CREEK BANK — 2020
What QUAIL CREEK BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 707,917,000 | 749,596,000 | 751,274,000 | 766,740,000 |
| Total loans | 518,122,000 | 512,426,000 | 511,985,000 | 507,843,000 |
| Allowance for loan losses | 5,878,000 | 5,918,000 | 6,092,000 | 6,535,000 |
| Securities available for sale | 125,062,000 | 132,767,000 | 136,895,000 | 136,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,480,000 | 674,743,000 | 675,384,000 | 687,404,000 |
| Interest-bearing deposits | 492,381,000 | 499,261,000 | 500,037,000 | 502,247,000 |
| Noninterest-bearing deposits | 144,099,000 | 175,482,000 | 175,347,000 | 185,157,000 |
| Equity capital | 68,539,000 | 72,135,000 | 72,973,000 | 76,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,826,000 | 15,191,000 | 22,546,000 | 29,678,000 |
| Interest expense | 1,421,000 | 2,544,000 | 3,432,000 | 4,152,000 |
| Net interest income | 6,405,000 | 12,647,000 | 19,114,000 | 25,526,000 |
| Noninterest income | 402,000 | 936,000 | 1,404,000 | 1,947,000 |
| Noninterest expense | 3,447,000 | 6,898,000 | 10,309,000 | 13,826,000 |
| Provision for loan losses | 225,000 | 475,000 | 775,000 | 1,275,000 |
| Pretax income | 3,135,000 | 6,210,000 | 9,418,000 | 12,356,000 |
| Income tax | 112,000 | 234,000 | 357,000 | 479,000 |
| Net income | 3,023,000 | 5,976,000 | 9,061,000 | 11,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,685,000 | 68,922,000 | 69,240,000 | 72,056,000 |
| Total capital | 73,492,000 | 74,840,000 | 75,276,000 | 77,989,000 |
| Risk-weighted assets | 464,481,000 | 490,752,000 | 482,809,000 | 474,048,000 |