Call reports 2016
QUAIL CREEK BANK — 2016
What QUAIL CREEK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 584,489,000 | 592,522,000 | 596,813,000 | 595,948,000 |
| Total loans | 459,692,000 | 468,853,000 | 480,968,000 | 474,775,000 |
| Allowance for loan losses | 5,543,000 | 5,458,000 | 5,608,000 | 5,657,000 |
| Securities available for sale | 99,527,000 | 102,275,000 | 94,865,000 | 99,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,654,000 | 529,944,000 | 533,197,000 | 531,164,000 |
| Interest-bearing deposits | 462,838,000 | 468,598,000 | 469,919,000 | 466,100,000 |
| Noninterest-bearing deposits | 58,816,000 | 61,346,000 | 63,278,000 | 65,064,000 |
| Equity capital | 61,332,000 | 60,718,000 | 61,471,000 | 62,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,473,000 | 13,031,000 | 19,768,000 | 26,520,000 |
| Interest expense | 425,000 | 864,000 | 1,322,000 | 1,775,000 |
| Net interest income | 6,048,000 | 12,167,000 | 18,446,000 | 24,745,000 |
| Noninterest income | 400,000 | 793,000 | 1,227,000 | 1,703,000 |
| Noninterest expense | 3,289,000 | 6,613,000 | 9,803,000 | 13,175,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 450,000 |
| Pretax income | 3,159,000 | 6,347,000 | 9,724,000 | 12,841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,159,000 | 6,347,000 | 9,724,000 | 12,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,144,000 | 59,166,000 | 60,333,000 | 63,450,000 |
| Total capital | 65,687,000 | 64,624,000 | 65,941,000 | 69,107,000 |
| Risk-weighted assets | 460,105,000 | 465,078,000 | 469,639,000 | 461,245,000 |