Call reports 2015
QUAIL CREEK BANK — 2015
What QUAIL CREEK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 575,221,000 | 558,302,000 | 563,810,000 | 590,617,000 |
| Total loans | 422,259,000 | 439,352,000 | 449,186,000 | 455,206,000 |
| Allowance for loan losses | 5,327,000 | 5,305,000 | 5,270,000 | 5,571,000 |
| Securities available for sale | 82,115,000 | 86,029,000 | 89,427,000 | 93,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,424,000 | 500,873,000 | 504,561,000 | 528,034,000 |
| Interest-bearing deposits | 455,531,000 | 442,173,000 | 443,393,000 | 467,823,000 |
| Noninterest-bearing deposits | 60,893,000 | 58,700,000 | 61,168,000 | 60,211,000 |
| Equity capital | 57,482,000 | 55,981,000 | 57,422,000 | 60,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,022,000 | 12,339,000 | 18,806,000 | 25,182,000 |
| Interest expense | 327,000 | 647,000 | 939,000 | 1,261,000 |
| Net interest income | 5,695,000 | 11,692,000 | 17,867,000 | 23,921,000 |
| Noninterest income | 348,000 | 872,000 | 1,294,000 | 1,705,000 |
| Noninterest expense | 3,050,000 | 6,283,000 | 9,449,000 | 12,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 2,993,000 | 6,294,000 | 9,759,000 | 12,637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,993,000 | 6,294,000 | 9,759,000 | 12,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,105,000 | 55,274,000 | 56,523,000 | 59,401,000 |
| Total capital | 61,432,000 | 60,579,000 | 61,793,000 | 64,972,000 |
| Risk-weighted assets | 432,562,000 | 447,712,000 | 454,090,000 | 456,538,000 |