Call reports 2014
QUAIL CREEK BANK — 2014
What QUAIL CREEK BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 558,217,000 | 554,238,000 | 560,863,000 | 574,631,000 |
| Total loans | 395,943,000 | 410,062,000 | 407,510,000 | 411,127,000 |
| Allowance for loan losses | 5,324,000 | 5,322,000 | 5,324,000 | 5,326,000 |
| Securities available for sale | 75,063,000 | 78,345,000 | 83,031,000 | 80,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 504,246,000 | 500,408,000 | 505,735,000 | 516,814,000 |
| Interest-bearing deposits | 444,860,000 | 443,142,000 | 446,890,000 | 453,792,000 |
| Noninterest-bearing deposits | 59,386,000 | 57,266,000 | 58,845,000 | 63,022,000 |
| Equity capital | 52,846,000 | 52,433,000 | 53,519,000 | 56,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,978,000 | 12,105,000 | 18,147,000 | 24,238,000 |
| Interest expense | 429,000 | 840,000 | 1,224,000 | 1,589,000 |
| Net interest income | 5,549,000 | 11,265,000 | 16,923,000 | 22,649,000 |
| Noninterest income | 523,000 | 947,000 | 1,268,000 | 1,656,000 |
| Noninterest expense | 3,078,000 | 6,038,000 | 9,106,000 | 12,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 650,000 |
| Pretax income | 3,000,000 | 6,181,000 | 9,092,000 | 11,425,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000,000 | 6,181,000 | 9,092,000 | 11,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,999,000 | 51,772,000 | 52,459,000 | 54,791,000 |
| Total capital | 58,102,000 | 57,065,000 | 57,717,000 | 60,113,000 |
| Risk-weighted assets | 407,995,000 | 423,443,000 | 420,591,000 | 425,774,000 |