Call reports 2013
QUAIL CREEK BANK — 2013
What QUAIL CREEK BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 526,510,000 | 519,487,000 | 531,518,000 | 541,168,000 |
| Total loans | 383,537,000 | 388,540,000 | 384,047,000 | 388,333,000 |
| Allowance for loan losses | 5,668,000 | 5,505,000 | 5,401,000 | 5,336,000 |
| Securities available for sale | 58,566,000 | 62,972,000 | 69,608,000 | 70,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,018,000 | 469,475,000 | 481,961,000 | 488,766,000 |
| Interest-bearing deposits | 426,708,000 | 421,849,000 | 425,712,000 | 432,842,000 |
| Noninterest-bearing deposits | 48,310,000 | 47,626,000 | 56,249,000 | 55,924,000 |
| Equity capital | 50,306,000 | 47,592,000 | 47,981,000 | 50,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,851,000 | 11,742,000 | 17,801,000 | 23,849,000 |
| Interest expense | 502,000 | 973,000 | 1,441,000 | 1,905,000 |
| Net interest income | 5,349,000 | 10,769,000 | 16,360,000 | 21,944,000 |
| Noninterest income | 359,000 | 841,000 | 1,300,000 | 1,719,000 |
| Noninterest expense | 2,773,000 | 5,688,000 | 8,624,000 | 11,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,935,000 | 5,922,000 | 9,036,000 | 12,035,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,935,000 | 5,922,000 | 9,036,000 | 12,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,930,000 | 47,973,000 | 48,931,000 | 51,930,000 |
| Total capital | 53,630,000 | 52,800,000 | 53,790,000 | 56,885,000 |
| Risk-weighted assets | 375,002,000 | 385,455,000 | 388,236,000 | 396,060,000 |