Call reports 2012
QUAIL CREEK BANK — 2012
What QUAIL CREEK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 472,830,000 | 485,183,000 | 501,972,000 | 533,413,000 |
| Total loans | 376,515,000 | 377,863,000 | 380,186,000 | 374,386,000 |
| Allowance for loan losses | 5,592,000 | 5,752,000 | 5,745,000 | 5,941,000 |
| Securities available for sale | 44,948,000 | 51,030,000 | 50,895,000 | 52,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,375,000 | 434,578,000 | 452,352,000 | 481,950,000 |
| Interest-bearing deposits | 384,619,000 | 396,510,000 | 406,835,000 | 436,169,000 |
| Noninterest-bearing deposits | 37,756,000 | 38,068,000 | 45,517,000 | 45,781,000 |
| Equity capital | 46,547,000 | 46,510,000 | 47,817,000 | 49,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,043,000 | 12,156,000 | 18,382,000 | 24,415,000 |
| Interest expense | 672,000 | 1,304,000 | 1,914,000 | 2,460,000 |
| Net interest income | 5,371,000 | 10,852,000 | 16,468,000 | 21,955,000 |
| Noninterest income | 364,000 | 684,000 | 1,034,000 | 1,410,000 |
| Noninterest expense | 2,614,000 | 5,211,000 | 7,930,000 | 11,183,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 1,200,000 |
| Pretax income | 2,821,000 | 5,725,000 | 8,972,000 | 10,982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,821,000 | 5,725,000 | 8,972,000 | 10,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,522,000 | 44,680,000 | 45,670,000 | 47,680,000 |
| Total capital | 50,091,000 | 49,264,000 | 50,245,000 | 52,213,000 |
| Risk-weighted assets | 364,531,000 | 365,569,000 | 364,857,000 | 361,195,000 |